Overview
Buying a Home is a very special occasion and we help you in availing the best home loan available in the market
through our expertise, quality of service, and in-depth domain knowledge. We understand how significant this
step
is for you and have lined up a host of home financing options just to make this big step simpler for you.
It is important to choose a good housing finance company that can handhold the customer right through his home
buying process. Since a home loan is a long-term commitment of 15-20 years, several factors like expertise,
quality of service, in-depth domain knowledge, and safe retrieval of the title deed are critical.
A new home brings with it new hopes, joys, and emotions. Our services are customized to provide you with
solutions
for your unique concern.
Applicable Interest Rate
- Currently, the rate of interest on a Home Loan starts at as low as 7.35%
Procedure
- Submission of complete application form with photograph.
- Submission of all required documents as mentioned above.
- Internal verifications.
- Personal interview with a bank official.
- Sanction Letter issued by the bank subject to title clearance and property valuation.
- Title clearance through our panel advocate.
- Valuation of property by panel valuer and inspection of property by bank official.
- Collection of pre-disbursement documents.
- Loan disbursement.
Home Loan Types
This loan can be availed to purchase a new home from a builder or in resale.
A Land Loan provided by Financial Institutions equips you with finance to buy a
residential plot for constructing your home. You can invest today in a plot of land & build a home in the
near future. When you decide to begin with construction you can benefit from any of our Home Loans.
With this loan, you can now build your home on an existing plot as per your design and
requirement.
With this loan
you get access to a plot loan and a construction loan which will help you with the finance required
acquiring a plot and constructing your home on it.
The interiors of any home
reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to
keep up with changing times. Home Improvement Loan is designed to help you carry out repair and
improvement of your existing loans. You can avail 80% of the cost of the improvement. Detailed cost
estimate required from architect/engineer for the property to be constructed/ renovated.
We make it easy
to extend your home anyway you like. With Home extension loan you can extend or add space to your home as
per your requirement. So if you ever wanted to make your living room bigger, have a balcony etc, We will
assist you once you have all necessary regulatory approvals in place. We can arrange funding up to 80% of
the cost of the extension.
